Scott Spindel

SCOTT SPINDEL

YOUR CONEJO VALLEY REALTOR

More Homebuyers Interested In FHA Loans

Aug 28, 2015 in Homeowner . 0 Comment

More Homebuyers Interested In FHA Loans

The Federal Housing Administration has announced its monthly figures, and the numbers are surprising. Buyers are continuing to show increased usage of FHA loan products. Here are some reasons why buyers are suddenly showing more interest in FHA loans.

The Numbers

The FHA has revealed that it endorsed 102,800 loans in May. The announcement marked the second month in a row that FHA loans have surpassed the 100,000 mark. This means that the FHA is on track to beat fiscal its projections. The FHA’s annual actuarial report estimated that it would endorse a total of $124.5 billion in single-family loans in 2015. At the present rate, the FHA can be expected to endorse a total of $190 billion in single-family loans. This represents 50 percent more than what was projected in the audit. This elevated activity is a result of several factors. 

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Organization Tricks for Small Spaces

Aug 26, 2015 in Homeowner . 0 Comment

Organization Tricks for Small Spaces

Living in a small space doesn’t doom you to a life of crowded chaos. Making the most of your existing square footage requires some sleight of hand. These organization tricks are the next best thing to waving a magic wand to make your clutter disappear. 

Maximizing Storage Space

Small spaces require significant storage options. These can include built-in cabinets and free-standing units. Media centers, wardrobes, desks, dressers and medicine cabinets are good options for storing your personal objects out of sight. Additional storage options are the best way to make a small space seem bigger; reducing the number of items in a room will make it look larger. When spaces are tight, the number of storage options is limited as well. In some cases, it’s impossible to add another item to the room. Tight budget requirements may also be a factor. In such instances, it’s important to maximize the use of every storage unit in your home. 

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Tips and Tricks to Help You Look Younger

Aug 24, 2015 in Lifestyle . 0 Comment

Tips and Tricks to Help You Look Younger

You may not be able to turn back time, but you can always look like you did. Whether you are planning to attend a high school reunion, a wedding, or a family event, you want to look your best. If you can knock off five or ten years, that’s even better. 

Less is more

As women age, too much makeup can make them look older. To avoid this issue, use less makeup and keep it light. Switch to lighter shades such as pale pink or coral lipstick instead of bright red. Avoid heavy foundation and powder as well. 

Skip dark colors for eyeshadow or lipstick. Instead, use a bronzer to give your face some natural color without being too dark. 

Stay Away From the Knife

Many people believe that cosmetic surgery will help them keep a youthful appearance. Instead, what often happens is that the person begins to look unnatural, which makes them look older. A few wrinkles around the eyes or laugh lines around the mouth are normal. 

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Picking a Vacation Policy That Works

Aug 21, 2015 in Business/Finance . 0 Comment

Picking a Vacation Policy That Works

The first question that a job candidate asks their potential employer isn’t usually about the vacation policy. That doesn’t mean it isn’t at the back of their mind. Statistics show that employees place “Paid Time Off” high on their list of essentials. Learn more about creating an updated vacation policy for your business. 

Paid Holidays

Deciding the number of paid holidays for employees is important for creating an attractive workplace culture. The most obvious place to start is with national holidays. There are numerous holidays that can be provided by employers. The six major ones that are offered by the vast majority include New Year’s Day, Memorial Day, Fourth of July, Labor Day, Thanksgiving, and Christmas. An additional day is usually given on the Friday following Thanksgiving. 

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How to Mix Patterns in Home Decor

Aug 19, 2015 in Homeowner . 0 Comment

How to Mix Patterns in Home Decor

Coordinated mixed patterns add designer flair to a home. They help avoid over matching, allowing you to express your individuality through design and color. Learn the basic rules for successfully mixing home decor patterns.

Use the Right Proportions

To avoid patterns from competing with each other, balance the proportions using the 60/40/10 rule. Select a favorite pattern to display at the 60 percent ratio. A secondary pattern should cover 40 percent of the area. Finally, use an accent pattern for the remaining 10 percent. You can use this scale over the entire room or on a single focal point such as a bed.

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Contact Information

Aviara Real Estate

2555 Townsgate Rd, #200
Westlake Village, CA 91361

Scott Spindel
Direct: (805) 418-2543
Email: scott4home@gmail.com
CalBRE #: 01830553