The Humphrey Team

THE HUMPHREY TEAM

PREPARE TO BE MOVED!

Coral Reef: Sherwin Williams’ 2015 Color of the Year

Jan 26, 2015 in Homeowner . 0 Comment

Coral Reef: Sherwin Williams’ 2015 Color of the Year

Have you been looking for the perfect shade to go with the new natural neutrals popularized over the past few years? Look no further than Sherwin Williams’ choice for 2015’s Color of the Year, Coral Reef.

Naturally Inspired

Coral Reef’s makeup draws equally from pink, red, and orange, and is reminiscent of a bunch of freshly picked peony blossoms. This makes it a perfect pairing with today’s neutrals – soft cloudy blue, slate gray, cloudy white with a hint of sunrise or soft sage green. Use Coral Reef wherever you want a fresh, bright pick-me-up punch of color. The warm tones also bring out the organic beauty of natural wood finishes.

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Home Makeover Planning Tips

Jan 23, 2015 in Homeowner . 0 Comment

Home Makeover Planning Tips

There’s something about the start of a new year that inspires a fresh start. Many homeowners will choose to give their homes a facelift in 2015. Whether you’ve budgeted all year long or are planning a splurge with your tax return, it’s important to plan ahead when making major changes to your decor. Use these tips to make sure the transition to your home’s new look goes smoothly.

Determine Your Priorities

Are you just revamping or going for a major overhaul? Are you going to start with the living room, the kitchen or the master bath? Deciding what you want to do helps you set a budget and is the first step toward creating your makeover plan.

Measure Everything

Have you heard the saying, “measure twice, cut once”? There’s good reason for it. The last thing you want is a piece that won’t fit through your doorway. Measure the room’s dimensions and each door and window at its smallest point. While you’re at it, take the measurements of your existing furniture too. Those figures will come in handy for the next step

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5 Questions to Ask Your Contractor

Jan 21, 2015 in Homeowner . 0 Comment

5 Questions to Ask Your Contractor

Whether you’re planning a remodel of your current home or building a new one, it’s essential to communicate with your contractor about what you expect. Knowing what to ask is even more vital. Use these questions to ensure you’re getting quality service and the best value for your money.

What’s Your Business History?

Check out your prospective contractor before you sign any agreement. Look for a contractor that is licensed in your state, has above board payment practices for employees, and has been in business for a number of years. Also check for memberships in professional associations.

Consider it a red flag if you learn of bankruptcy proceedings, frequent relocation of business headquarters, frequent name changes, poor reputation with the Better Business Bureau, high-pressure sales tactics, or arrangement of the “perfect” loan for you. Don’t be afraid to ask for and follow up with references that pertain to the job at hand.

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Tax Benefits for Landlords

Jan 19, 2015 in Homeowner . 0 Comment

Tax Benefits for Landlords

Owning rental property doesn’t have to mean paying huge sums in taxes each year. Check to see if you’re eligible for these tax deductions that are available to rental property owners.

Interest

If your property is mortgaged, you can deduct the interest you’ve paid. There are a few stipulations, however. The funds should have been used for rental activity such as improvements, purchases, or goods and services used to improve the property. You can’t deduct the interest if you’ve paid it with a second loan, or if you’re a co-signer on the property deed but not the mortgage.

Repairs

You’ll need to walk a fine line with repairs. Replacements or upgrades are considered improvements and aren’t tax deductible. Keep consistent and thorough documentation for any repairs done, including notes of the original tenant complaint, invoicing that specifies mending or only replacing damaged portions with materials of the same quality, and bookkeeping notations when payments are made that mark each entry as a repair, not an improvement. Use words like fix, patch, repair, mend, recondition or restore rather than improvement, replacement or remodel. Make sure your accountant knows how to classify these expenses as well.

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2015’s Boho Blue

Jan 16, 2015 in Homeowner . 0 Comment

2015’s Boho Blue

Blue Paisley has been announced as the color of 2015 by Pittsburgh Paints. It is a bold blue with just a hint of green and has a bohemian look to it. It promises to liven up bland rooms and replace neutral tones with light and vibrancy. As with any bold color, the trick to making it work is knowing how and when to use it and what to pair it with.

The Color Palette

Because Blue Paisley is such a bold color, you’ll want to pair it with more subtle colors that won’t compete with it. Blue and yellow have always gone well together, but this time around choose a more golden yellow that allows the blue to stand out. 

Let it be the only color in a room of neutrals. It works equally well with gray as with white. The cool tones can tone down the vibrancy of the blue while allowing it to take center stage. 

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